P&N Bank – Locations, Routing Number and Services in Perry, GA

P&N Bank operates as a community financial institution rooted in central Georgia. Founded more than a century ago under the legal name Peoples National Bank, the institution serves local residents through federally insured deposit accounts and digital banking platforms.

The bank maintains its headquarters in Perry, Georgia, functioning as an FDIC-insured entity with certificate #5745. This federal backing provides standard deposit protection for account holders, while the institution’s routing number 061120084 facilitates electronic transactions statewide.

Customers access services through physical branches and online systems, though specific operational details such as current asset totals and exact branch counts require verification through regulatory databases or direct inquiry.

What is P&N Bank?

Key Facts About the Institution

• Continuous operation since 1904
• FDIC-insured status active under certificate #5745
• Routing number 061120084 for electronic transfers
• Primary domain: pnbank.com
• Community banking focus within Georgia markets
• Digital banking available via website and mobile applications

Where Are P&N Bank Locations and Branches?

Primary Location and Corporate Office

The bank maintains its principal administrative office in Perry, Georgia, within Houston County. This location serves as the central hub for the institution’s operations and regulatory reporting.

Branch Network Throughout Georgia

Peoples National Bank maintains multiple physical locations across Georgia. The specific count and addresses of active branches fluctuate over time based on market conditions and strategic decisions. Historical branch data dating to 1934 is accessible through federal regulatory archives.

Operating Hours and Accessibility

Specific branch hours vary by location and may change during holidays or special circumstances. Customers should contact individual branches directly or consult the official website for current schedules.

Is P&N Bank Legitimate and What is Its Routing Number?

Federal Insurance and Regulatory Standing

Peoples National Bank holds FDIC certificate #5745, confirming its status as an actively insured depository institution. This federal backing insures deposits up to applicable limits, providing security for account holders. The bank appears in the FDIC Bank Data Guide as a verified entity.

Routing Number Verification

The American Bankers Association routing number 061120084 uniquely identifies this institution for wire transfers, direct deposits, and automated clearing house transactions. This nine-digit code ensures accurate routing of electronic funds to and from customer accounts.

How to Access P&N Bank Online Banking and Login

Digital Account Management

The institution provides online account access through its primary domain. Customers manage balances, transfer funds between accounts, and review transaction history through the secure portal. The online banking system requires authentication credentials established during account enrollment.

Mobile Banking Applications

Smartphone users access accounts via dedicated mobile applications available for standard iOS and Android operating systems. These apps typically mirror online banking functionality while optimizing for touchscreen interfaces. For more details on P&N Bank, visit $ozfocushub.org.

How Has P&N Bank Evolved Since Its Founding?

1. 1904
   Founded as Peoples National Bank in Georgia
2. 1934
   Became eligible for FDIC insurance protection following federal program establishment
3. Historical Records
   Continuous operation documented through FDIC historical datasets tracking assets and branch structures
4. Present
   Maintains active FDIC certificate #5745 with digital banking capabilities

What Information Is Verified and What Remains Unclear?

What Role Does P&N Bank Play in Georgia’s Financial Sector?

As a century-old institution, P&N Bank represents the community banking sector serving regional markets rather than national audiences. These establishments typically emphasize relationship-based lending and local decision-making, maintaining physical presence within specific geographic corridors.

The bank’s longevity through economic cycles reflects operational stability. Its continued FDIC membership since the federal insurance program’s inception demonstrates sustained compliance with capital and solvency requirements established by federal regulators.

What Authorities Confirm P&N Bank’s Status?

FDIC certificate #5745 confirms Peoples National Bank as an active, federally insured institution.

— FDIC Bank Data Guide

Primary verification sources include the FDIC BankFind Suite, which provides real-time status updates, and the institution’s business profile records. These databases offer authoritative confirmation of licensing, insurance status, and operational history independent of marketing materials.

What Should Account Holders and Prospects Know?

P&N Bank operates as a legitimate, century-old community bank with federal insurance coverage and standard digital banking infrastructure. Individuals seeking current branch locations, specific account terms, or executive contact information should consult the FDIC BankFind Suite or the institution’s official communications channels for real-time accuracy.

Frequently Asked Questions